Fund selection

Our research begins by examining the recent past performance of an investment fund. Although past performance is no guarantee for the future we can examine the fund and the fund manager's track record. We are particularly looking for consistency, and a historical analysis gives us a good indication of the fund’s future prospects.

We then use a variety of sources, for example Citywire, Trustnet, and the financial press to investigate the investment fund further in terms of its investment strategy, the views and track record of the fund manager and companies they hold shares in.

We only select and invest in funds that our research supports, and do not simply follow fund managers. The process requires the use of a range of managers and investment styles to ensure adequate diversifications of fund manager risk.

We also regularly watch presentations from fund managers and have meetings with Discretionary Fund Managers to keep our knowledge up to date.

The selected funds become our buy list. From the buy list we select 2 or 3 funds from each asset class to go into the portfolios and these are the funds that we put new or rebalanced client money into.

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