n. Mortgage: A mortgage is a type of loan where the loan is used to purchase property and the property, in turn, is used as a guarantee or lien for the loan amount.

Property has been every client's main asset for many years now and obviously hand in hand with this normally comes a mortgage. In recent times mortgages have been a minefield of lenders, products and terminology that has left even seasoned professionals baffled. It has, however become for most people a necessary evil.

We, at McFarlane and Partners, are well equipped to guide you through the quagmire of jargon to establish what you really do and don't need, determining exactly what product suits you most. We deal with all types of secured borrowing from a simple residential mortgage or buy-to-let through to full blown development finance in the commercial sector.